Company Loan
(from Brutto.pl of the PragmaGO Group)
Case Study
Shoper is a turnkey software for running an online store (SaaS). The platform allows for comprehensive support of e-business – from graphic creation of the store, through orders to advanced statistics. Shoper merchants also have access to additional services, including financial services.
Corporate loan (from Brutto.co.uk
from PragmaGO Group)
Where did the idea for the service come from?
Shoper offers a number of additional solutions for its customers to make running e-commerce easier – in one place. Among them, financial services (so-called embedded finance) cannot be left out. This is a very important segment – access to cash at the place of business is an opportunity to buy goods, pay for expenses, invest in marketing, and thus develop e-business. Shoper was looking for an experienced financial institution with the technological background to effectively integrate the service. Brutto.pl of the PragmaGO Group is a fintech with years of experience in financing the SME sector. The company has both the technology to develop innovative embedded finance services (created by PragmaGO.tech) and a stable financing provider (PragmaGO).
Współpraca z PragmaGO jest bardzo sprawna i w pełni partnerska. Wyróżnia ją wspólne dążenie do rozwoju i ulepszania produktu w oparciu o najlepsze technologie oraz wieloletnie doświadczenie w finansowaniu przedsiębiorstw online. E-sklepy korzystające z platformy Shoper potrzebują finansowania, które jest technologicznie zaawansowane, elastyczne, szybkie i transparentne – taki właśni produkt dostarcza PragmaGO. W efekcie Klient, dosłownie w kilka minut, bez wychodzenia z domu, całkowicie online, niezależnie od pory dnia i nocy, może wnioskować o wygodną i atrakcyjnie cenową pożyczkę, którą może przeznaczyć na dalszy rozwój swojego e-sklepu. Dokładnie wtedy kiedy tego potrzebuje i kiedy jest to dla niego wygodne. Dzięki współpracy z PragmaGO nasi użytkownicy mogą na “własnej skórze” przekonać się o praktycznych korzyściach dla biznesu z wdrożenia prawdziwie fintechowych rozwiązań.
Lukasz Piechowiak
Head of Financial Services, Shoper
Company loan – what does it consist of?
1. Merchant receives information about the individual available funding limit – even before they apply for it. This limit is calculated automatically, among other things. Based on the store owner’s turnover. All you need to do is set up an account at Brutto.co.uk (PragmaGO Group) through Shoper Payments (operator of Autopay).
(2) The presentation of an individual financing limit is possible thanks to the technical integration between Brutto.pl (PragmaGO Group) and Shoper Payments (operator of Autopay).
3 The entrepreneur selects the amount of the loan, checks the terms of the agreement, and then signs it with an SMS code. He receives the funds directly to the company account by express transfer.
4 The repayment will be collected automatically, and the amount will depend on the merchant’s current sales and turnover.
Money even in the middle of the night
5:27, 21:39, 23:40 – even at such hours Shoper merchants apply for a company loan. It’s very convenient – the entrepreneur comes home from work, focuses on his private life, then at any time he can get back to business and take care of its financing. He will receive the money in his account even the next day and can immediately use it, for example, to purchase goods or marketing activities to increase sales.
61% of merchants who have used a company loan are reaching for it again!
Benefits for merchants
Without leaving home, anytime
Access to money 100% online, without visiting bank branches.
Up to 150,000. PLN for any business expenses
Clear information about the amount of the maximum limit, calculated on the basis of previous turnover in Shoper Payments (operator Autopay).
Flexible repayment
The repayment amount is adjusted according to the merchant’s turnover in Shoper Payments (Autopay operator).
Repayments taken automatically
The entrepreneur does not have to remember and repay and make separate transfers.
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